Retirees Are Rediscovering the Midwest -- Here's Why It's Suddenly Hot Again
- - Retirees Are Rediscovering the Midwest -- Here's Why It's Suddenly Hot Again
Dana George, The Motley FoolFebruary 17, 2026 at 3:15 AM
0
Key Points -
Retirees are attracted to the Midwest’s lower cost of living.
Many larger Midwestern towns provide easy access to healthcare.
There’s a lot of truth in the term “Midwestern friendly.”
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As you near retirement, you may begin to seriously consider where you'd like to live. Do you want to stay where you are now, or would you prefer to relocate to another city? To learn more about what retirees are looking for, The Motley Fool conducted a survey asking them about what's important in retirement, including healthcare access, housing affordability, crime, and taxes.
After identifying the qualities retirees care about most, the Fool dug deeper to learn which cities best fit the bill. The results have been compiled in the 50 Best Places to Retire in the U.S. in 2026.
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Aerial shot of hub in downtown Indianapolis.
Image source: Getty Images.
Affordability
While there are certainly exceptions to the rule, the cost of living in many Midwestern cities is lower than the national average. Here are some examples:
City
Overall Cost of Living
Cleveland, Ohio
7% below the national average
St. Paul, Minnesota
6% below the national average
Lorain, Ohio
6% below the national average
Port Huron, Michigan
17% below the national average
Fort Wayne, Indiana
7% below the national average
Aurora, Illinois
4% below the national average
Wichita, Kansas
12% below the national average
Data source: Payscale.
Affordable housing
City
Housing Costs
Cleveland, Ohio
19% below the national average
St. Paul, Minnesota
20% below the national average
Lorain, Ohio
5% below the national average
Port Huron, Michigan
61% below the national average
Fort Wayne, Indiana
17% below the national average
Aurora, Illinois
17% below the national average
Wichita, Kansas
35% below the national average
Data source: Payscale.
Easy access to healthcare
There are few factors more important to the average retiree than healthcare. Fortunately, many Midwestern cities are known as major healthcare hubs. For example, Cleveland offers the Cleveland Clinic and University Hospitals of Cleveland, and Rochester, Minnesota, is home to the world-famous Mayo Clinic.
The Ohio State Medical Center in Columbus provides a large network of medical providers, and Indianapolis is a leader in healthcare, offering 1.2 times the national average in healthcare jobs.
Quality of life
Aside from the friendliness of your average Midwesterner, there is plenty to do and see in the heartland.
Trail systems like the Emerald Necklace in Cleveland
Community programs for seniors
Historic neighborhoods
Waterfront activities
Community festivals
Museums
Art galleries
Fine dining as well as mom-and-pop diners
Theaters booking world-class talent
The bottom line is this: If you're looking for friendly faces, four complete seasons, and lower-than-average prices, the Midwest may be a perfect spot to retire. You can see the entirety of The Motley Fool's The Best Places to Retire in the Midwest in 2026.
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